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Clarke County Repair Program

Qualifying for a Repair Project

As active participants in building a better future for themselves and their families, qualified program partners demonstrate willingness, need, and ability to contribute.

Additionally, to be considered for the program applicants must (1) live in the home they wish to fix, (2) own their home for at least five years, and (3) be in good standing on their mortgage and taxes.  

Families Must Demonstrate The Following:


Families must also demonstrate a financial need to qualify. This is calculated as a percentage of the Area Median Income (AMI). To determine if you are income-qualified (income can be no higher than 60% AMI), compare your regularly occurring gross annual income to the chart below. Your income should include most funds you are receiving, including social security, disability, and/or child support. SNAP (food stamps) and TANF are not counted as income.


Family Size Max. Gross Income -> Clarke County Winchester Frederick Shenandoah








Willingness to Partner With Habitat

Families must be willing to partner with Habitat. Additionally, they must provide sweat equity during the time their home is being worked on. At a minimum, they must be present during active work, and help when possible. 


Ability to Pay a Portion of the Costs

Habitat works on a hand-up not a hand-out model. Therefore, participants are required to pay a portion of costs associated with the project. Payments will be determined based on income as follows:

  • <29% AMI or under: 5%
  • 30% - 39% AMI: 10%
  • 40% - 49% AMI: 15%
  • 50%  - 60% AMI: 20%

The minimum payment for all projects regardless of AMI is $50. Habitat requires advanced payment for all home repairs. Checks are preferred and should be made to: Blue Ridge Habitat for Humanity .


Please download our program description .  At this time, applications are not being accepted. Once the application process opens again, a downloadable link will be added to this page.

For additional questions, email us at or call our office at 540.662.7066.  




We hope to address as many projects as possible, as there is great need in this community. However, as resources are limited, projects will be chosen based on a variety of metrics (e.g. need, financial feasibility, etc.).


Our Partners

  • ReStore
  • United Way of NSV
    United Way of NSV
  • Wells Fargo
    Wells Fargo
  • American Woodmark
  • Home Depot
    Home Depot
  • Lowes
  • Ferguson
  • HUD
  • Christopher Peacock
    Christopher Peacock
  • Loudoun Stairs
    Loudoun Stairs
  • Melnor
  • Frogale Lumber
    Frogale Lumber