PROGRAMS
Home ownership, critical home repairs, and aging in place programs to effect positive change in our community and for those that live here.
home
ownership
Our homeownership program partners with working individuals and families to help them purchase their own homes with affordable mortgages. Our future homeowners are involved in every step of the home buying process - volunteering with our Team, getting to know our staff, and attending classes to becomes successful homeowners.
If you are interested in exploring the possibility of being a Habitat homeowner, you will want to attend one of our upcoming Homeownership Info Sessions. These sessions will provide valuable insights and guidance on how to prepare for and navigate the application process. Check back for the calendar. The first session will be in February 2025.
Willingness to Partner
All Habitat homeowners attend homebuyer education courses and invest sweat equity to prepare for the responsibility of homeownership.
Need
We partner with families who have low to moderate incomes and who are facing challenges such as overcrowding, high rent, unsafe conditions, frequent moves, or housing instability.
Ability to Pay
Future homeowners will pay affordable mortgage payments that are less than 30% of their gross monthly income.
critical
home repairs
Families must demonstrate a financial need to qualify. This is calculated as a percentage of the Area Median Income (AMI). To determine if you are income-qualified (income can be no higher than 80% AMI), compare your regularly occurring gross annual income to the links above based on your location. Your income should include funds you receive including social security, disability, and/or child support. SNAP (food stamps) and TANF are not counted as income.
WILLINGNESS
One of Habitat’s founding principles is based on the homeowner demonstrating a willingness to partner, most commonly in the form of “sweat equity.” For our program, we realize that physical sweat equity is not always practical for the demographic we serve for repairs, so instead we ask for other partnership opportunities:
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Responsiveness to communication from BRHFH or subcontractors
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Presence at all BRHFH or subcontractor meetings, assessments, or work at the home
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Promotion of a pleasant work environment
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Offer of assistance, restroom facilities, or water to those working on the project
NEED
Qualified applicants must:
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Own and occupy the home located within the City of Winchester, Clarke, Frederick, or Shenandoah Counties
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Need a home repair that they are unable to acquire through their own means
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Have total household income less than 60% of the median income for the City of Winchester, Clarke, Frederick, and Shenandoah Counties of like household size
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Be current on mortgage payments (if applicable) and property taxes
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Demonstrate willingness to partner with Habitat​
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Understand many repairs are completed by BRHFH’s dedicated volunteers
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Understand that this is NOT an emergency repair program; the application process and completion of repairs can take an undefined amount of time.
ABILITY
As part of our financial structure and program design, we do not currently operate a repayment program.
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Our programs are primarily structured to provide assistance, support, and resources to individuals or communities in need without the expectation of repayment.
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We aim to foster a culture of assistance and empowerment, where those we serve can access the help they require without the burden of repayment.
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Our focus remains on delivering impactful solutions and services that address the immediate needs and challenges faced by our beneficiaries. By offering assistance without the obligation of repayment, we strive to alleviate financial stress and promote long-term stability and well-being within the communities we serve.
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aging
in place &
veterans build
Blue Ridge Habitat for Humanity is offering older adults (62+) and Veterans the opportunity to apply for critical home repairs or accessibility modifications. We believe that everyone deserves the opportunity to age with dignity in their own home and community.
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The Blue Ridge Habitat for Humanity Aging in Place (AIP) program makes accessibility, safety, energy efficiency and home improvements for seniors living in the City of Winchester and the counties of Frederick, Clarke and Shenandoah.
Our goal is to help seniors live in their own homes longer and maintain their independence and quality of life. If you can answer YES to ALL of the following criteria, please contact Blue Ridge Habitat for Humanity using the inquiry form.
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The homeowner or someone in the household is 62 years of age or older
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Willing to go through the Aging in Place screening interview with Blue Ridge Habitat for Humanity
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City of Winchester, Clarke, Frederick, or Shenandoah County resident
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Does not exceed the maximum income limit
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Able to provide proof of income
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Own the house and the land where the house is located
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Current on the mortgage (if applicable) and real estate taxes
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Have the ability to pay based on a sliding scale (grant/loan funding may be available depending on income and veteran status)
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Willing to partner with Blue Ridge Habitat for Humanity
CITY OF WINCHESTER
current & completed
construction
Blue Ridge Habitat for Humanity has completed 5 homes as part of
Norris Village: Phase II in Winchester, Virginia.
SHENANDOAH COUNTY
Town of Strasburg
Construction of the 3 homes in Strasburg are complete. We are in the process of working with the families to finalize financing and closing.
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This home is a modular house constructed by Triplett Tech CTE students and was been placed on Shenandoah Street in Mt. Jackson. Video and marketing photos sponsored by First Bank.
Triplett Tech students worked to complete a "stick-built" home in Mt. Jackson as part of their CTE training. Video and marketing photos sponsored by First Bank.
VIRTUAL TOURS OF COMPLETED HOMES
